Shared Ownership
What Is a Defect vs General Maintenance? A Simple Guide for Shared Owners in Kent
Moving into your new shared ownership home in Kent and Sussex is an exciting milestone. Everything is fresh, modern and ready to make your own. But as with any new build, it’s normal to spot a few quirks in the early days — a cupboard door that doesn’t close quite right, a patch of sealant…
Read MoreWhere Do Your Service Charges Go? Breaking Down the Costs
For many shared owners, the phrase “service charges” can feel confusing, frustrating or simply unclear. It’s one of the most common topics people want explained, and it’s understandable — your home is a major investment, and you want to know exactly what you’re paying for. So, let’s break down what service charges actually are, why…
Read MoreYour First Garden or Balcony? Here’s What You Can Grow All Year
Having your own outdoor space — even a tiny one — is one of the biggest joys of moving into a new home. Whether you’ve bought a shared ownership property, rented your first flat with a balcony, or finally gained your own patch of patio, it doesn’t take much to turn it into something green,…
Read MoreYour Lease & Legal Obligations: What You Need to Know
When you buy a shared ownership home, you become both a homeowner and a leaseholder. This means your rights and responsibilities are set out in a legal document called a lease, which explains what you can do with your home, what you must ask permission for and how your relationship with your housing association works.…
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